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Commercial Product Suite

contractor

This John Russell insurance package is suitable for small to medium-sized businesses in the construction and associated industries, available for businesses with a turnover of up to £1.5 million.

flats

This John Russell insurance package has been designed specifically for owners and residents of blocks of flats, offering generous levels of standard cover including buildings, contents of communal areas, public liability and employers liability.

fleet

This John Russell insurance package is designed to meet the motor insurance needs of businesses with more than 4 vehicles, offering a choice of 3 levels of cover.

domestic goods

This John Russell insurance package has been designed for businesses that send or receive property from the British Isles and Eire by third party carriers such as hauliers, couriers, rail companies or post and the standard cover includes loss or damage to property in transit.

goodshaul

This John Russell insurance package is designed specifically for haulage contractors, couriers and furniture removers who carry property for hire and reward and is also suitable for hauliers who operate more than five vehicles. The cover can be arranged on a variety of different bases of cover as required and can also be extended for loads passed to sub-contractors.

goods-world

This John Russell insurance package is designed for businesses that send or receive property within the British Isles and Eire by third party carriers such as hauliers, couriers, rail companies or post, and also for those who import goods from and send goods to locations outside the U.K.

vehiclehaul

This John Russell insurance package has been designed for owner operators with up to five vehicles. In addition to the selected core cover, we also provide an uninsured loss recovery and motor prosecution defence package plus a UK and continental breakdown assistance service.

haulchoice

This John Russell insurance package is available for Hauliers with a maximum of five vehicles. The package covers Goods in Transit, public and employers' liability for clerical and temporary manual employees.

healthcare

When running a small business your success is greatly dependant on a healthy and motivated team. It therefore pays to ensure that you and your employees can return to work as quickly as possible.

workhome

This John Russell insurance package is designed for businesses based at home. Suiting a variety of occupations, this insurance package offers a wide range of both standard and optional extras. This insurance package offers cover for business contents, liability protection and legal expenses.

hotel

This John Russell insurance package provides a combination of both standard covers and optional feautures to best suit your Hotel business needs. The standard features of this insurance package cover contents, business interruption, public and employers' liability and legal expenses.

legalexpense

This John Russell insurance package offers protection against professional legal expenses incurred in connection with a variety of circumstances including employment disputes, tax and VAT investigations. It also includes access to a legal advice helpline.

manfacturers

This John Russell insurance package is suitable for your manufacturing and wholesaler insurance needs, giving you a wide range of cover.

motor

This John Russell insurance package is a bespoke motor trade insurance solution which allows you to select the specific covers that you require to protect your business.

office

This John Russell insurance package is suitable for businesses in the professional services industry, such as barristers and solicitors etc. and provides you with many optional features to best suit your business insurance needs. The standard features of this insurance package cover contents, business interruption, public and employer's liability and legal expenses.

goods-own

This John Russell insurance package has been designed to cover your business stock/goods against loss or damage to property whilst in transit in your own vehicles.

professionals

Professionals insurance provides you with Public Liability, including up to 50 man days cover for temporary staff and Personal Accident for death and capital benefits as standard. There are also a number of optional covers for you to choose from including Professional Indemnity cover.

pubs

This John Russell insurance package has been designed for Public Houses and Wine Bars, offering great flexibilty to suit your specific business insurance needs. The standard features of this insurance package cover contents, business interruption, public and employers' liability and legal expenses.

restaurant

This John Russell insurance package has been designed for Restaurants and offers great flexibilty to suit your specific business insurance needs. The standard features of this insurance package cover contents, business interruption, public and employers' liability and legal expenses.

shops

This John Russell insurance package, designed for a single premise shop and will cover your contents, seasonal increases, inflation protection, loss of licence, business interruption, legal expenses, public, product and employers liability.

surgeries

Our Surgeries insurance package is tailored for Doctors, Dentists and Vets. It offers you generous levels of standard cover, including building and contents, business interruption, public, products and employer's liability and legal expenses.

tradesmen

Tradesmen insurance provides you with Public Liability, including up to 50 man days cover for temporary staff and Personal Accident as standard. There are also a number of optional covers for you to choose from.

vans

Do you carry your own goods or business equipment? Is your vehicle a light commercial vehicle with a gross weight of up to 4.5 tonnes? If this is you, then why not see what John Russell can do for your business?